Tuesday, December 3, 2013

New car or used car? Which should you buy?

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Hello again everyone!! When you are shopping for a new or used vehicle I am sure the question comes up. Which should I choose? Well I have a real quick explanation of what you should consider when deciding.

Shopping for a new vehicle is stressful, I am with you! Its a decision that can sometimes stick with you for up to 6 years! Not to get crazy but that's about 1/15 of your lifetime! So deciding on what to get is huge!! Now when buying a new car, especially is the new Hampshire or new England area you can always contact me directly at the facebook page above! If not, just take a peak.

Why new?
New cars have a certain SMELL, a certain feeling. Why? Because nobody has ever owned that vehicle. Its a great feeling! New technology, new features, new safety, new everything! And the most glaring of the feature, NEW PRICING! Now getting what you want always cost a little more than you think, so that is easily disregarded, but that's just the initial value. Two things I would serious consider if I was to buy a new car. 1: Make sure you have a solid initial investment! This is to lower the principle owed as well as the payments. Both things that are good for your budget! 2. LEASE!! A lot of people have things in their mind come up like "I drive too many miles" or "I don't want to rent a car" These are all silly ideas that you can easily make up for with a few questions. You ALWAYS save money by leasing. First you normally trade vehicles in every 2 - 3 years anyways, regardless of how you say "this time I am keeping this car till it dies" There are always things that change your situation and your life. Leasing makes it easy to not be stuck in something you don't want to be in.
On the other side of new cars is well, you pay too much. The cars lose 20 - 40% of their initial value in the first year and up to 50% in the 2nd year! yikes!! So if you "financed or purchased" a vehicle imagine owning it for thousands more than its worth due to the initial depreciation! For this alone I would say if you HAVE to buy new, then lease it. If you don't lease buy it used!

Used
The major reason why you would buy a used vehicle is the savings your get from the deprecation that I just mentioned. If you could save yourself 4, 5, 6 or maybe $7000 wouldn't that worth buying a vehicle with low miles, warranty and the same dependability and reliability. Another great thing is that most dealerships can extend the factory warranty and save you a bunch of money on repairs! Another great reason to buy used is just that fact it has been used. Things may have gone wrong and now they are taken care of. Some people may say "I don't want other peoples problems" To that I say, "The problems of spending $5000 or as much as $150 extra a month" That's just silly. Also you can put yourself in a vehicle with far more options, equipment, and luxury then you could if you bought brand new. Imagine owning an Audi or a Lexus for the monthly investment of a Civic, or a Corolla, or a Focus. Who wouldn't want to give themselves MORE for the cost of LESS! Its a no brainer in 95% of all situations!

I hope all this information was helpful, as always consult with me on any questions no matter where you are in the world! I am happy to help you!

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Tuesday, November 26, 2013

What the "Last name" means to me

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Getting a little sentimental on you!

I was driving to work this morning and I heard something on the radio that triggered this thought in my head. The thought of when you get married that your wife takes on your last name. This just hit me hard as if you REALLY think about it, your kids, your pets and your wife all now follow a name that your father has, your grandfather had, and the generations previous to them. What a BIG BIG deal!

We are here for a reason everyone. Some choose to live their lives of average and in the shadows. Others try to make a name for themselves. But one thing that will never change is your family history and how they are remembered. The idea that my grandfather's name is now being carried on by my children, and my wife just is a great great feeling to have, and I have an even more profound respect for this idea of marriage.

We have only short amount of time here on earth, and your family name can go unnoticed and fall as a blip on the radar. OR you can choose to let your family name live forever in history! This is a new motivation for me! I want my family to be remembered forever. Not for selfish reasons, but for the good we did and the mark we left positively on the civilization. We are a race of many negative outlooks, with this small thought today I can choose to not have my family be thought of a negative descendant, but a family that left their mark for all their future generations.

Now I challenge you. How much pride do you have in yourself? Do you want to change your "stars"? Do you want to honor your family tree and do better than anyone before you and teach your children the same idea of being proactive and great! I know what my choice is! Feel free to visit my facebook page and lets discuss this!!

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Friday, November 15, 2013

100% Credit approval on a car! Is this a myth?

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Lets answer the question quickly and effectively! The answer is no! It is not a myth. The truth is that anyone can get approved these days with a job and minimal money out of pocket. The next question is: "Why do so many people have such a hard time?" I will go through a few examples and hopefully it will give you the information you need to shop more effectively.

Reason:
#1: The dealership does not want to finance you. This is probably the second highest reason but the one that most concerns you. How do I mean? Well all dealerships work with banks that will finance almost any situation, the problem is that dealership does not want to give their cars away for very little to no profit. And can we blame them?? Not too much, after all, just having the lights on costs them money. The banks actually charge the dealership a "fee" to finance the customer. That way they can eliminate all the risk on their end. This eats the profit of the car up unless the buyer can do what?? Come up with money down. This is going to be a reoccurring theme. I know it seems like dealers ask and assume you have money down, but in the eyes of the banks, if you're not willing to give them good reason to loan you money by paying for some of the car upfront, then why should they take a risk and give you money? So in the end its all about bringing some sort of down payment with you. Your old car that doesn't have a lien on it, or just cash money. This is the driving force.

#2: "upside down" Customers. This is #1 reason why you wouldn't be approved. Lets be honest everyone. We are all extending our loans longer and longer to stay in budgets and while it meets our payment needs, 8 out of 10 people owe more than their car is worth. Its just the nature. Now combine that with some shaky credit and we are in a no win situation. Imagine you are trying to borrow tools from your neighbor and you have borrowed many tools and either you gave them back in poor shape or never at all, in a way you have negative equity with your neighbor and the chances of them helping you out are very slim. This is the same when buying your new car. If you owe $10000 and its worth $7500, you are now asking the bank to finance your new car for $2500 more than the asking price. That's a big risk to a bank, so if you have good credit, this shouldn't be an issue. But for those who do not.. you are stuck. Without a good chunk of money down you are staring a decline right in the face! How do you change this???
A: Start paying the higher payments with the lower amount of years. Try financing 48 months. Now will your payments be $100 or $150 higher sure? But it sure beats being $2500 upside down which will cost you an additional $50 or more a month on your next loan. Stay ahead of the game! Press the limit and put yourself in the right situation. People say they will keep their cars "forever" And then 2 years later something has changed and they need a different car. This raises payments! Now if you can just shorten your term and raise your budget you can beat this game and be way on top when you go to trade it in!!
B: Always look to put 20% down. Now I completely understand money is tight and we can't always do this, so I would at least revert to the months. But when you put the money down you are putting yourself in a spot where you are above water the entire length of the loan. Above water means your car is worth more than you owe! Smart!! And combine this with shorter terms you are way ahead.

#3: HAVE A JOB!! Yikes everyone! If you do not have a job, a full time job, its not in your best interest to try and car shop. Now I get it, everyone needs a car. So if you can only work part time because of your living situation, money down is huge once again! The more you make, the more the bank is willing to give you for a loan. It is simple math! If you make $30000 a year, the bank has a number they would like you to stay at. This goes up and down depending on your income level.

#4: Lastly and reoccurring: MONEY DOWN. It is needed. Cars are a depreciating asset. Money down to a dealership and to a bank is king. If you have the worst credit on earth but you have some money to put down. You are in business!!

Little tip! DO NOT do buy-here pay-here.. OMG It doesn't help your credit, you are getting charged huge rates, and they can take the car back on the first slip up! Do yourself a favor and get some real financing!! No scams man!

I would just like to say again, where I am doing my business. I guarantee I can help. I do the things that most places won't. I would say though, money down helps! If you bring some for me, I will do the rest for you! Have a great day!!

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Monday, November 4, 2013

How to car shop effectively!

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As we all know there are things we are GOOD at, and things we need assistance with. Through my many years of experience in the business I have seen that much diversity when it comes to car shoppers. It is fair that some get a better deal than others because of their negotiating skills? I would think not! Everyone deserves the same great deal! How do you do it? Well, let the guy who does this for a living give you a couple of great tips!

First off the Internet today is a great tool! USE THE TOOL! Look at the other dealers around at their actual websites and compare apples to apples when its come to buying a new car. When a used car is in question, use the Internet to figure out what the retail value of that car is. If the dealership is advertising at retail value, you may want to prepare yourself with a number within a couple thousand that would make sense for you as far as a payment. Now once again, use the tools at your disposal to figure this out. You can search AUTO LOAN PAYMENT CALCULATOR and look up the latest rates and figure out what certain cars would cost you. I use 7% as an average.

When it comes to your trade, Kelly blue book and things like this serve as good GUIDES, I stress guides because that's what they really are. They are not writing any checks. If you want to get a real number go to autotrader marketplace and be brutally honest with the condition of your car. Good chance the dealer will give you more than autotrader but less than Kelly. Kelly is assuming you pay full price for a new car and is factoring in trade in allowances. And if you did the step before this, then you know the price already. :-) So aim lower then Kelly in most cases.

After you have done the research you are ready to make the call. Now in today's world you call in to the dealership and unless its a very small establishment (Or me :-) ) you will get  a business office person whom you will probably develop a relationship with and they will direct you go in and ask for a manager. If you are smart, ask right away what the best price is on that vehicle. It is in their best interest to be TOTALLY honest with you at this point. They know you can shop so they are going to be nice and aggressive in order to get you in. These people make money on the appointments they set so they are the most likely to give you all the information that you are going to need.

When you arrive, and you have an idea what you're looking for and what you can comfortably afford a month, see where the process takes you. Here is where things can be very good or very bad. Its the luck of the draw folks! You can get a great sales person who is looking out for you and is going to sit you down and make sure they have all the things you want and need, and take the time to demonstrate all of them to you. On the other hand you can get someone who will just throw you into a car and say things like "If you like the car would you buy today?" This person is only interested in one thing.. that is money! So you should have the same mindset. If the person you get is very friendly... well the best way to describe it is when you go out to dinner. Does this person deserve to make a little money on this or has their "service" barely deserves the 10% minimum. If they appear to be willing to help you, stay with you throughout your entire ownership, then yes I would say its OK to keep the negotiating to a minimum and let them provide for their family as well. But if they are not nice, not service orientated, and are just plain pushy without any reason, then you should act accordingly!

Car buying should be fun! Right below buying a house it is the single most important purchase you will make, and usually it is done every 2 - 4 years. So if you're not enjoying it, come back to this, read what to do and give the guys/gals who actually care about you the business. Leave the schmucks hanging!

Couple other side notes for those of you who are buying new. Leasing vs Buying. A good question to ask yourself is: what do I want my payment to be? There is a huge misconception that leasing only helps if you want to trade every couple years, or only if you do low miles. THIS IS ALL FALSE. Leasing is 95% the best option if you are going to finance. A: it lowers your payment. B: It gives you a lot of options when the lease is up. Drive a lot of miles? That's OK! you can build it into the lease and I guarantee you save money vs a buy! Remember the resale value of your new vehicle is effected the same by miles no matter how you pay for it. Its better to know what the payment will be then try to trade in a high mileage car with 50 payments left that will leave you with a huge overage and a way higher payment on the next vehicle, if you can get financed at all.

I believe that you should always be in a good position with your vehicle. So if it means to go way shorter term and have higher payments, that is fine! pay the higher payments and be in a good position when trade in happens. We all say "I will keep this one forever" and in 2 years we are shopping. Its just human nature! So if you're prepared you'll be fine! I hope this was all helpful!! :)

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Friday, November 1, 2013

Typical Car saleman???

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I would LOVE feedback on this one, because it is big to me how I can change my approach even if I feel I am already moving in that direction.

Ever drive into your local "big" dealership and immediately get the feeling like "eyes are on me"? 10 sales people looking at you as if you were the last loaf of bread? It is almost impossible to avoid, I agree that when a car drives on the lot of course we are eager to help. Like most of you I am the same way, just leave me be until I am ready to talk to someone. Now I would say that if a nice, professional, smiling individual walks up and wants to strike up a conversation then I am all for that. Its when you get questions like:

"When are you going to be ready to buy?"
"What's your credit score?"
"The price is whatever my manager says, is this the vehicle you would want to buy"

Its crazy to think in the information age of today that practices like this are still used. They want to get the ultimate "ready now" buyer without the willingness to help. Its unreal!

My job is to give you all the information, help you select the vehicle that is right for you, and do it all in a timely manner. Doesn't that sound better? And the best part, I encourage online shopping! I understand people are pressed for time and they hate being at car dealerships. And the two things that I want to make sure I do is change their perspective. Make it a happy positive experience where they feel at ease to make the RIGHT choice. Not pressured to make the wrong one!

How many of you have felt this way? That's why you feel like all car places are "Full of it". I totally understand, and when you come see me, you will easily tell that the entire process does not have to a battle arena, but much like buying a laptop at best buy. Easy, fast, friendly and you can be 100% sure you made the right choice.
So give me a call at 603-785-0776! No matter where you are in the world, I can help you!
Thanks for your time!

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Monday, October 28, 2013

Power of Choice

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A quick thought today:

I was reading the book "7 habits of highly effective people" today and I got to the point where he was talking about a NAZI man with the last name Frankl... His story was compelling and showed how if your frame of mind is right and you choose to not let the outside world effect your inner being then you can truly be happy in any situation.

The reason I bring this up is because if you go on facebook or twitter or any number of social media you are highly likely to see a "man if life were only fair" kind of mentality. While it is true I was once right on board with this, it is a mindset that most people in this country definitely hang their hats on. It is my feeling however that it is a CHOICE. You choose to be in whatever mood you are in. You choose to believe that someone can help or not. You choose to be in a bad mood. You choose to let the actions of others effect you.

What if for one day, scratch that, lets try one hour, you can focus all your energy on all the times you let the outside world effect you. Then counter act that with "This is because of me, not because of anyone else. I am in control of everything around me." I guarantee the world will start looking a lot different! You will start seeing the world from that of a proactive go-getter vs a victimized "woah as me". Which would you rather be?

In closing, am I guilty at times of this "victim" thinking. SOMETIMES, but that is changing, if you ask my wife every time something happens I am not blaming anyone else but myself. I am in control of my future and my destiny, and if you grasp what I am saying, and you truly commit to trying to change your thought process, you too can change your entire outlook and be a much more successful person. CHOOSE TO BE BETTER :)

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Wednesday, October 23, 2013

Past = Great Future

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Getting a little serious on you today. I have just heard SO many people say things like "I can't do that because " or "That's impossible " or "If only things were different.. " or "They can do it because.. and that's why I can't" Listen, anyone who said life was going to be easy either is insane or is a huge liar! Life has mountains to climb, tight-ropes to walk, cliffs to fall off of and so on and so on. The real question all of us should be asking is: "How can I improve my situation?" or maybe say "If I take responsibility for all factors, how much more could I accomplish" Now this is all easy to say and not as easy to do. I am at the very beginning steps myself and after this little story you can see how I hid behind an event that changed me forever. The best part is now: I learn and now I will not stop until my family, friends and loved ones are all taken care of. It is MY responsibility to gain success for myself. No factors matter, all that matters is the actions I take.

Its 1999 and I am a 17 year old boy coming home from my 10th (or so) day of my senior year. Feeling like any boy, my emotions were up and down about a lot of things, some about my current girlfriend whom lived 30 minutes away, some about school in general, some about basketball from which I was extremely obsessed with.

"Ring ring"... "Hello" -- "Hey have you checked your e-mail" -- "Not yet I just got home what's up?" -- "Check it and give me a call back ok?" -- "Sure yah, everything ok?" -- her voice goes up "yah yah, just read it and call me back if you want, I love you" -- "Ok I will, love you too"

I check the e-mail and in it was a detailed message notifying me that my girlfriend whom was 16 years old was pregnant. Let me go deeper, she was 5 months pregnant and is just revealing to the world now. She let me know the ultrasound would be the next day, and she didn't want to tell anyone because she was fearful of what the consequences would be. Being as young as we were, she knew what most reactions would have taken place. She also mentioned that "If you are mad, and don't want to go through with this, I won't be mad back, I did this on my own and I am sorry. Call me if you want to do this together" Well of course as fast as I could push the buttons on my cordless phone I called and we discussed everything. Fear subsided and a little excitement peaked in. I was going to be a dad! A young DAD but a DAD! Woah!

A week or so went by and I broke the news to my parents, they of course were not thrilled at first but they came around and they pulled together and really tried to do everything they could to help me. I actually requested and was approved to graduate early and my mother and I had me enrolled into college at a local tech school for radiology. Not so bad huh!? We were making the best of things! Day to day things were a struggle. Living as far as we did away from each other was tough, especially where her parents were not receptive of the process (and that is putting it nicely)

I remember one day after basketball a friend of mine was giving me a ride home and I felt the need to tell SOMEONE. I had not told anyone for I felt it would be better to not talk about it everyday. My local school was not receptive of such things and I had enough ridicule as it was. Either way I broke the news and my friend Miah was very receptive and became the one person who would take me aside once and a while and ask me how I was doing and how the baby was doing (never had met my Gf). He also honored my wishes to not tell anyone.

Thanksgiving time came around and I will never forget the phone call I got. My gf was in Michigan visiting family.

"hey I am on my was to the hospital, I am very sick" -- "Oh no, are you alright?" -- "we hope so, just been sick and I need to go to the ER" -- Heart pounding "ok, let me know what is happening" Thankfully she was ok and life went on. Was a scary moment though for sure.

I had taken on a responsibility of coaching a local rec team. These kids were from 10 - 12 years old. I enjoyed doing this! Here I was, unable to play basketball anymore for the school and I am trying to teach young kids how to play! They actually had played with almost the same team the previous year and had NEVER won a game! They won 6 out of 10 with me! I was pumped!

It was December 18th, and we had a game that morning. If I remember right I think we had won that game. I had come home and was eating breakfast. (this was the days of the old dial up internet) all of the sudden my sister says "crap the internet unlogged again" we all laughed cuz it happened all the time!! The phone rings, its my gf's mom.

"Paul you need to come to concord hospital right away, ____ is being rushed in for an emergency C-section" I panicked "Why is this happening, her parents are too hard on her, probably stressing her out too much, why can't she be ok?" Heart racing!

My mom tried calming me down as much as possible as we took the longest 20 minute trip I have ever been a part of. The thoughts in my head... well you can imagine are not good. We get there and the doctor took me aside. He told me my gf was ok and was still sleeping, and the baby was out, he asked me the name and I told him "Sabrina Rose Raymond". So of course I wanted to see her and see my gf. He stopped me from getting too far ahead of myself.

"The reason why Sabrina came early is something is wrong. We don't know exactly what is going on yet, but we need to move her up to Dartmouth because she needs better treatment " My heart stopped -- "She is going to be ok right?" -- "We don't know that much yet, shes a sick little girl and she needs to be moved" -- "Can I at least see her?" -- "of course"

So we went into the "after delivery" area and I saw my little girl for the first time. She had a few sensors on her and nurses were huddled around taking blood and such. Little did I know this would be the only time I would see her without many tubes and wires and things all helping her. I remember like it was yesterday, a nurse walked by and accident clipped the wire that was on her belly button and tore a little piece off and caused her to bleed a little. I lost my mind as you can imagine. She was beautiful though. not moving too much, but she was all there :) Only a month pre-mature.

We then got _____ up to speed (not well said) but we knew we had to go up to Dartmouth ourselves.
I am not going to get into minute by minute details but it was 2 days of not knowing how she was going to be. A lot of tests, no improvement, doctor letting us know what was going on and kind of slowly but surely breaking the real news to us.

"Her brain scan came back and usually there is white, for good brain function and black for just the gaps, her's is just a lot of grey. She isn't going to make it." -- no words... "Now we can prolong her life on the life supporting systems and she would make it for a while, but the end result is, she is not going to make it, I am sorry to break the news. We need your ok to pull her from the machines, you can then spend time with her"

I still can't describe what that felt like.. the world ended! I remember before we gave the ok, my gf's dad had ask the nurses if he could just pick her up while she was still attached to the machines just so he could bring her close... I can picture it like it was yesterday. standing there, holding my little girl. Was a priceless sight.

So we gave the ok... of course not easily. And both families (grandparents) all gathered in a room and they brought her in. Well all had a few moments looking at her and talking with her, when it came to be my turn again, I sat down and didn't say much. just looked at her and just thought of all the things we were going to do together... a smile came for a short second. Then the doctor came over with his stethoscope and let me know she had past... right there, in my arms. That was the hardest thing I had ever had to deal with. What do I do? Why can't she live on? WHY WHY WHY?

I have her face in my mind all of the time. She lives forever in me, but I am getting ahead of myself. I didn't attend school, I didn't do much of anything. I tried going to the military but asthma kicked me out of there. It seemed that everything I did, I last for 3 months or so, and then gave up. Always playing the blame game. It was ALWAYS someone else's fault. It was always some other event that caused my despair. Car repossessions, credit card charge offs, the calls kept coming.. I didn't care. It wasn't my fault. I could never put my finger on why I was the way I was. Why did I keep have reoccurring problems.

This bring me to the absolute point! I didn't have to blame anything. I didn't have to make excuses, I chose to. I chose to hide behind things that were things I could avoid or better myself. Did I go through a horrible experience and could I hide behind the sorrow of that forever?  Yes, nobody would blame me either. For 12 years I had the pattern of failing and blaming, then I had a revelation! What if I used what happened to me as reason to push through? What if what happened to me over the years and especially on that day was a way to build me stronger and push harder. Sabrina Rose is the reason to push harder and do better. She is my family!

The point is we all have a Sabrina Rose living inside us. Is it a reason to quit and play the victim? Or is it a reason to rise up?! Push through! Get Motivated! Do whatever it takes to succeed!! I have since had 2 beautiful little girls and married the woman of my dreams. All of which are family! This little story is made to show that even the worst things can happen and either we can decide to play the victim  and our lives will be decided by it, or we can DECIDE to use it as motivation to DO more! Be more! Strive for MORE! Success is in your hands alone! Not the economy, not the government and certainly not any other person! Its all on you! Do you want the best things? Or do you want to hide?

Choose to do more and be more and you will! The Sabrina Rose that lives inside me, Lives inside all of us! She defines us! She tells us "You can do it daddy! You go!" :-)

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Wednesday, October 16, 2013

Can I help anyone?!

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The car business has many many years of bad reputation, so it is very understandable that everything that is said by a car salesman is held with a lot of "question". It is too bad that my predecessor's used do things such as: throw some one's keys on the roof of the building when they wouldn't say yes to a deal. Or the painstaking process of going back and forth with the manager hearing things like "If I could do this would you... " and then coming back with something that is not equal to the "if" statement. People are tired and HATE car shopping because they know they have to battle and the ones that don't, usually don't get a fair shake.

This is why I LOVE working where I work. No commission just straight flat fees so I can put you into the right car, and the best part, the prices are already knocked down to tops in the market! Which means you will get the same great deal that the next person with different circumstances would get. Its just a great way to do business and I am excited to be a part of it!

What I am leading to is that yes, I can help ANYONE! With our easy process and our limitless financing power I am confident that I can figure out how to get you into a NICE, Reliable, safe vehicle that you can be confident in driving. Let me just say that again in a different way. These cars are NICE! Not 150000 clunkers that you "hope" will not break while trying to rebuild your credit. These cars have LOW miles, most are under factory warranty and almost all can be warrantied further for a very minimal extra cost!

So if you're thinking "I don't want a payment" or "I can't afford it" or "they are trying to sell me another crap car", you can wipe that all from your brain! You can afford it (most cases less than $275 a month), they are nice car,s and most importantly no matter if you have a loan of not (unless you paid cash for a brand new car) there is always a "payment". If you want a reliable car with no surprises it will be a small monthly payment. If you want to spend $2000 on a car, I guarantee you will hear from that car in the future and on average it cost $3000 to upkeep a car with 100K or more without a warranty. That is $250 a month! yikes!

In closing: Look, I know the car business is full of some shady things and some not so honest people. My goal is to be the most professional, honest and hardworking (for you) person in the business and when you think car buying, you think "Hey this will be a fun enjoyable experience, and I know Paul can help". Thank you for reading! Hopefully this had brought some light into your world! :-)

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Wednesday, October 2, 2013

Making a friend

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Do you happen to have a doctor? How about a Dentist? Perhaps a lawyer? Maybe a real estate agent? Or even a "Mr. Fix It guy".

If you answered yes to any of these things my next question is: Why don't you shop each of them every time you go there? Do you trust them? Do you believe they will take care of you? The answer is of course YES! Doctors, Dentists, Lawyers and the list goes on and on with people you consider to be "friends" and if you saw them walking down the street there would be a good chance at a decent conversation and a friendly interaction.

These people all have the same things in common, they are needed! And most importantly it is a great feeling of security to be able to go to them without any worry about how you will be treated. You KNOW that you will get the answers you went looking for and you value their opinion. With all these needed people its very strange to me that 90 - 95 % of all car buyers do NOT have a professional sales person whom they can go to and trust, and if they did, they still may shop around because of the business. Why is that?!

Let me answer: Because most automobile sales people are not professionals! They do not care about the person they have in front of them, all they are really concerned about is the money. Not making a friend, not providing a great buying experience for their customers, they are only concerned with the bottom line. So why would people stay loyal to someone like that? Some have been lied to, treated unfairly, told stories and I have even heard old stories of people's keys being thrown onto the roof of a building because the customer wouldn't buy the car... YIKES! It makes more sense NOW, now doesn't it?

With all this bad mojo in the car world it is easy to see why loyalty is not high, and with the fierceness of competition you can pick up and leave because there is a good chance another dealership is right around the corner. What is this all leading to you wonder??

I AM INTERESTED IN MAKING A LIFELONG FRIEND!! :-)
My goal is to satisfy all your wants and needs and to make sure when you leave, that you have ALL the information you came to get. Also that the experience of buying this vehicle was the best and one that you can feel good about! Sound too cheesy? Its not!  I am concerned! I want to know why you are here, and I want to know what I can do to make you 100% satisfied. I want you to have a friend in the business that you can trust and I want you as a lifelong friend. This benefits both of us because I make a friend and you not only make a friend, but now like a DOCTOR, DENTIST and so on, you have someone you can rely on to help you make these tough choices.

Car buying is the 2nd most important buying choice you make, outside of buying a house. It gets you to your job, it keeps your family safe and secure, and sometimes it gives you the thrill of "The Drive". So stop leaving it up to chance! Stop driving to those mountains of salespeople waiting outside the door with foam coming from their mouth! Come see a true professional! Someone who wants the same things you want! A nice car, easily bought, and takes minimal amounts of time out of your day. Someone who truly cares and will care for the rest of your life, and your families life! Given the opportunity, I know we can be FRIENDS :) Thanks for reading

www.facebook.com/PaulRaymondAuto

Friday, September 20, 2013

Finally! An easy way to buy a car!


My Philosophy:

          Hello everyone again! My name is Paul Raymond, and I am your car buying consultant right here in the Manchester NH area and beyond. I wanted to take this opportunity to just quickly say what my philosophy is.

          The code, the moral compass, the one rule I always live by when it comes to selling a vehicle to you is I put YOU before ME! Now that does sound easier to say that it sounds real to do. Let’s be honest though, if you’re not happy, you’re not buying anything! So I make sure that I put all your wants and needs before mine so I don’t miss anything, and when you’re happy, then I will be happy.

          To further prove this is the case, here where I work I do not get paid on “commission” as the word indicates. Commission means that whatever I make on profit, I get a percentage of that which pays my salary. This way of doing business is what causes sales people all around the world to force people into cars they don’t want so they can make the most money! Where I work, I get paid a flat fee and that fee doesn’t change no matter what car I sell you. Which means whether I sell you the $1000 trade in behind the building for you child’s first car, or a Bentley I get paid EXACTLY the same. How that will benefit you is that you know I have no other incentive but to find the perfect car! This makes me the easiest buying experience of your life! Doesn’t that sound great?!

          Thank you for taking the quick moment to take this all is. Now think quickly about how you have been treated, or how your friends have been treated, and decide today to choose me for all your car buying purchases in the future!
          I am Paul Raymond, and I am your car buying consultant!

USED CARS